From the early 2000s to now, EET have evolved from credit reporting agencies selling indistinguishable datasets to information technology companies offering predictions[1]. Over time, all 3 bureaus have gotten bigger, their delivery mechanisms have changed (from phone calls and paper reports to software), their data sources have expanded – to encompass different kinds of data […]
Category Archives: [FICO] Fair Isaac
This circuitous 2-parter is going to open with the consumer credit bureaus (Equifax, Experian, and TransUnion – EET), switch to FICO, and loop back to the bureaus…apologies in advance for the disorienting structure. Let’s start with Experian, which like many companies formed through motley acquisitions, wasn’t so much created as it was allowed to emerge. […]