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Discount Brokers: Disruption, Bundling, and the Battle for the Mass Affluent; Part 1

I define culture as the set of unspoken assumptions that guides behavior.  Whether it intends to or not, every company has a culture.  However, not every culture, even ones underpinned by values that make the world a better place, confers competitive advantage.  From the perspective of value creation, the question is not so much is [...]
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